COMPARING STATISTICAL AND DEEP LEARNING METHODS FOR INSURANCE CLAIM ESTIMATION: A CASE STUDY OF HIDDEN MARKOV MODEL (HMM) AND CONVOLUTIONAL NEURAL NETWORK - LONG SHORTTERM MEMORY (CNN-LSTM) - Mawaddah Abdal, Ainun; Anwar, Andi Muhammad; Wynnie, Illuminata; Siddik, Amil; Rusdi, Edy Saputra; Mauliddin, Mauliddin (BAREKENG: Jurnal Ilmu Matematika dan Terapan, 2026)