Aini, N.F., Ruhiyat, R. and Erliana, W. 2025. MULTIPLE STATE MODEL FOR PREMIUM CALCULATION OF THE ELDERLY LONG-TERM CARE INSURANCE. BAREKENG: Jurnal Ilmu Matematika dan Terapan. 19, 4 (Sep. 2025), 2443-2454. DOI:https://doi.org/10.30598/barekengvol19iss4pp2443-2454.