Lieus, H., Tedja, D., Joewita, V., Hidayat, A. and Silalahi, A. (2023) “APPLICATION OF EXPECTED CREDIT LOSS MODEL AND MARKOV CHAIN TO CALCULATE NET SINGLE PREMIUM OF UNSECURED CREDIT INSURANCE”, BAREKENG: Jurnal Ilmu Matematika dan Terapan, 17(4), pp. 2161-2170. doi: 10.30598/barekengvol17iss4pp2161-2170.