Gainau, P. and Kilay, T. 2023. PENGARUH LAYANAN PERMODALAN DIGITAL TERHADAP KINERJA UMKM. Jurnal Cita Ekonomika. 17, 2 (Dec. 2023), 208-215. DOI:https://doi.org/10.51125/citaekonomika.v17i2.11427.