Perlindungan Hukum Terhadap Pihak Ketiga Akibat Pelelangan Mobil Di Pegadaian
Abstract
The guarantee position in a pawn guarantee can be carried out by the Debtor itself or by a Third Party acting as a guarantor. The pawn agreement process requires the presence of a Third Party directly without representation, this is regulated in Article 1152 of the Civil Code. However, it turns out that there is a Pawn Guarantee issued by Pegadaian without the presence of a Third Party. Instead of signing an invalid pawn agreement, it also turns out that the collateral object is finally auctioned, which ultimately harms the Third Party as the Owner of the Collateral Object. This research uses normative juridical research methods with statutory and conceptual approaches. The position of the Pawn Collateral Object when the auction is valid if it has fulfilled the formal requirements and material requirements of the auction. The auction can only be carried out if the pawn guarantor is valid, therefore if the pawn agreement is invalid then the auction of the collateral object is also invalid because it does not meet the formal and material requirements. In addition, the invalid auction carried out by the pawnshop is an illegal act, this is because the pawn agreement is invalid. This agreement does not present the Third Party directly. There are two legal protections for third parties whose goods are pawned without permission, namely preventive legal protection such as the owner of the collateral must sign directly and repressive protection includes canceling the auction, returning goods and compensation.
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Copyright (c) 2026 Gianlie Angwen Lamaloang, Theresia Louize Pesulima, Roulinta Yesvery Sinaga (Author)
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